PDS and fact sheets
PDS Updates
Information in our Product Disclosure Statements may change from time to time. Any changes that are not materially adverse to members are updated in the PDS Updates below.
Product Disclosure Statements (PDS)
NGS Accumulation PDS
This PDS provides a summary of significant information for the NGS Accumulation account. You should read the information in this document before making a decision about this product.
Investment guide
This guide sets out things to consider — like risk and investment timeframe — when selecting investment options. It also provides detailed profiles for each of the NGS investment options.
Insurance guide
This guide details our insurance through super offerings, including Life, Total and Permanent Disablement and Income Protection.
Fees, costs and tax guide
This guide sets out the fees and costs for NGS members and the tax treatment for different superannuation situations.
NGS Retirement PDS
This PDS provides a summary of significant information for the NGS Transition to retirement account and NGS Income account. You should read the information in this document before making a decision about this product.
NGS Self-Managed Guide
This guide explains our Self-Managed Direct Investment Option, including how it works, the assets available for investment through it, and how to set it up in your NGS Accumulation or Income account.
Insurance transition guide for ex-QIEC Super members
This guide is for ex-QIEC Super members who held insurance cover in QIEC Super at 3 May 2019 and transitioned to NGS on 6 May 2019.
Financial Services Guide
Our Financial Services Guide (FSG) provides information about our services, how our staff are paid and your rights as a client.
Growing your super
Let the government top up your super
Find out how to get a bonus payment from the government for your super.
Salary sacrifice and save
Learn how salary sacrifice can boost your super and reduce your tax.
Make spouse contributions work for you
Learn how to boost your partner's super with spouse contributions.
Split super contributions with your spouse
Find out how to split and transfer your before-tax contributions to your partner's super.
First home super saver scheme
This information sheet explains how the first home super saver scheme could help you save for the purchase of your first home.
Downsizer contributions
This information sheet explains how you could use funds from the sale of your home to top up your super, including who is eligible.
Accessing your super
Gaining access to your super
Find out when and how you can access the money in your super.
Managing your super
Opportunities and limits for your super contributions
Your age and the type of contributions you make will determine the opportunities and limits to help grow your super. Find all the details in this fact sheet.
Nominate your beneficiaries
Your will won't cover who gets your super. Learn how to make sure your super goes to the right people if you die.
Proof of identity
You might need to send us certified copies of documents to prove you are the person entitled to make transactions on your account.
Complaint and dispute resolution process
This document outlines our internal and external complaint and dispute resolution process, including the contact details you'll need to submit a complaint.
Super and family law matters
This information sheet explains the process behind splitting super entitlements for those going through divorce or separation.
Understanding retirement
Understanding the NGS Income account
This fact sheet gives a brief overview of our retirement product, the NGS Income account, including how it works, its advantages and key features.
Understanding Transition to Retirement
This fact sheet is useful for those thinking of cutting down work hours before fully retiring. It explains how a transition to retirement strategy works, including illustrative examples.
Your super and the age pension
This fact sheet explains the eligibility criteria for the government age pension, and how your super can make a difference. It also summarises various retirement benefits available from the government.
Making a claim
How to make a death benefit claim
This information sheet explains how to claim a death benefit when a member of NGS dies.
How to make a Disability claim
This document explains how to make a claim on Total and Permanent Disablement cover with NGS.
How to make an Income Protection claim
This document explains how to make a claim on Income Protection cover with NGS.
